💰 Naija Salary Calculator

Our Naija Salary Calculator helps you understand your complete compensation package by calculating take-home pay after Nigerian statutory deductions including pension contributions and progressive income tax.

Nigerian Deductions Explained:

• Pension Contribution (8%): Mandatory contribution to Retirement Savings Account
• Income Tax: Progressive tax based on income brackets
• National Housing Fund (NHF): Optional 2.5% of basic salary
• National Health Insurance (NHIS): Varies by organization

Understanding Nigerian Tax Brackets:

• First ₦300,000: 7%
• Next ₦300,000: 11%
• Next ₦500,000: 15%
• Next ₦500,000: 19%
• Next ₦1,600,000: 21%
• Above ₦3,200,000: 24%

Salary Negotiation Tips in Nigeria:

• Consider total package (basic + allowances) not just basic salary
• Understand the tax implications of different salary structures
• Factor in industry standards and location (Lagos vs other cities)
• Consider benefits like health insurance, bonuses, and professional development
• Research current market rates for your role and experience level